Animal Crossing: City Folk/House Expansion

The house is where the player can display items they have collected. As you progress through the game you can expand your living space through the Bank. Houses can be furnished with many different items; this opens up possibilities for higher scores with the Happy Room Academy.

One of the first things you have to do when you arrive in town is to arrange the location of a home with Pelly/Phyllis. When you speak with Pelly/Phyllis you will have the option to walk around town to chose the location of your new home. You will have the opportunity to preview the house in this location before confirming.

House expansion follows a set path that will eventually create a two-story house with an attic and basement. Each expansion costs more Bells than the last, and you can't get a new expansion before you pay off your home loan to Tom Nook via the Bank.

Initial Path
Your next few upgrades will be in this order:


 * 4x4 Main Room - 19,800
 * 6x6 Main Room - 120,000
 * 8x8 Main Room - 248,000
 * Second Floor - 368,000
 * Basement - 598,000

After paying off the final mortgage the player will have a flag outside their house as a free gift from Tom Nook.